Need an appraisal in Vestavia or Jefferson County?

Here are the top 7 reasons AL homeowners hire Landmark Appraisals, LLC.:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To cut a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in AL by determining the true market value of real estate in question

Do you own a home in or near Vestavia? Do you need help determining the value of your real estate?
Contact Landmark Appraisals, LLC..

We at Landmark Appraisals, LLC. understand the particular needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Landmark Appraisals, LLC. is seasoned in helping homeowners just like you rid yourselves of unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal report from Landmark Appraisals, LLC. is your #1 weapon.

HELOC recently frozen?

If your property is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. An efficient appraisal from Landmark Appraisals, LLC. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have an expert double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.